Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and when they do, passengers may suffer injuries.

We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Head and Brain Injuries: state uber accident lawsuit Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.

Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

A Different Driver: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

Uber’s Insurance Policy for Riders

The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.